Most tradespeople will face this situation at some point. You’ve done the work, done it well, and the customer simply won’t pay. Whether it’s a dispute over quality, a customer who’s gone quiet, or someone who’s openly refusing — it’s one of the most stressful situations in running a trade business. The good news is…
Most tradespeople never use a written contract. They agree a price, shake hands, and get on with the job. And most of the time that works fine. But when it doesn’t — when a customer disputes the price, refuses to pay, or claims the work wasn’t what they agreed to — the absence of a…
As a self-employed tradesperson, you have no sick pay. No employer to cover your wages if you’re off work. No safety net if an injury or illness keeps you off the tools for weeks or months. For most tradespeople, their ability to work is their most valuable asset. Yet income protection insurance — which replaces…
If you ever take on help — a labourer for a big job, a mate who helps out occasionally, an apprentice — employers liability insurance is something you need to know about. In fact, if you employ anyone in the UK, employers liability insurance isn’t optional. It’s a legal requirement. And the penalties for not…
If you work in someone’s home or on a commercial site, public liability insurance is one of the most important things you can have as a tradesperson. Without it, a single accident could result in a compensation claim that wipes out everything you’ve worked to build. The good news is that public liability insurance for…